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The Insurance Pad, LLC Blog Page 4

View the latest blog posts from The Insurance Pad, LLC.

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Friday, April 14, 2023

Three Mistakes To Avoid When Buying Auto Insurance

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, ... READ MORE >>

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Monday, March 6, 2023

4 Tips To Reduce Your Home Insurance Costs

Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible.  Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need.  READ MORE >>

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Wednesday, February 1, 2023

The Common Terms Associated With Car Insurance

If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors.  READ MORE >>

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Thursday, January 5, 2023

The Most Dangerous Room in Your Home

Since a home fire is such a devastating event, it is often assumed that the kitchen is the most dangerous room in the house. However this is not true according to a study by the Centers for Disease Control and Prevention. In terms of the numbers of injuries sustained, the bathroom is by far the most dangerous and a major reason you will want home insurance. READ MORE >>

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Tuesday, December 13, 2022

Types of Auto Insurance

You probably already know that you need auto insurance in order to stay street legal, but how much do you know about the types of auto insurance that are available? It’s certainly not a one-size-fits-all policy, and there are numerous coverage options and limits to choose from when building a policy that suits your needs. READ MORE >>

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Tuesday, November 1, 2022

Increase Your Home Security with These Tips

Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property. READ MORE >>

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Thursday, September 1, 2022

6 Ways to Save on Auto Insurance

Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce your rate. READ MORE >>

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Wednesday, August 3, 2022

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  READ MORE >>

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Tuesday, July 19, 2022

Be a Safe Driver and Lower Your RV Insurance Rates

We all like to learn how to lower our insurance rates, and one of the best ways to lower your RV insurance rate is to be a safer driver. How can we do this?  Take time to walk around your RV and ensure that everything is ready for a drive. Look at all the tires, and be sure the gas cap and other caps are shut. READ MORE >>

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Tuesday, June 7, 2022

10 Things to Consider When Evaluating Boat Insurance

Are you a new boat owner? It’s not unusual to assume that your boat is covered by your homeowners insurance. That might be true for a very small boat, but not for something with a hefty price tag.  The first thing that usually comes to mind when buying boat insurance is accident coverage; protecting your passengers is every boat captain’s priority. READ MORE >>

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