IN OHIO, DO I NEED AN SR-22 FILING? OR IS IT CALLED SR-22 INSURANCE? 

In Ohio, it is illegal to drive any motor vehicle without car insurance, and it is illegal for a vehicle owner to allow anyone else to drive his or her motor vehicle without car insurance. 

If a driver failed to show proof at a traffic stop or at an accident, the Ohio Bureau of Motor Vehicles (BMV) will impose a non-compliance suspension on that driver and/or vehicle owner. The Ohio BMV will require the individual to file an SR-22  as part of their reinstatement requirements. 

An SR-22 filing is not an actual insurance policy, which is a common misconception. An SR-22 is a filing, or an add-on, that is added to a personal automobile liability insurance policy, although owning a vehicle is not a requirement. Not all insurance carriers offer SR-22 filings.  

Our experienced protection coaches understand the suspension process of the Ohio BMV.  If you find yourself having a non-compliance suspension, and need help navigating the reinstatement process, let us know.  Reach out to Kim, Kristy or Sam via phone or email. We are here to help!

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