• Pricier bikes cost more to insure than more modest bikes because of higher repair expenses. 

• Custom accessories and paint jobs increase the value of your bike, so a bike with standard accessories and paint costs less to insure. 

• Spending more time on the road statistically increases your chances of being involved in an accident, so seasonal or weekend riders may pay less for coverage than year-round riders. 

• Motorcyclists with clean driving records typically pay less than those with a history of tickets and accidents. 

• Your method of motorcycle storage is also a factor. Motorcyclists who store their bike in a garage or shed may pay less than those who store their bike outdoors, where the risk of theft and vandalism is higher. 

• Bundling your motorcycle insurance with your other personal policies (home, auto, life etc.) is the easiest way to save money across your entire insurance portfolio. 

• Paying annually or biannually, rather than monthly, is a great way to eliminate the extra expense of processing fees that are tacked on by many insurers. 

• Many insurers offer a variety of discounts, from customer loyalty to safe driving discounts. Ask your agent if you qualify for these valuable savings. 

We’ll help you save today. Call The Insurance Pad, LLC at 216-464-3333 for more information on motorcycle insurance.